APPROACHING RETIREMENT •   Action Needed •   Pensions •   Investments •   Mortgage & Endowment policies •   ISAs or Pensions? •   Legacy Protection Audit •   With Profit Investments •   Useful Links	PENSION OPTIONS •   Your Retirement Options •   Annuities •   Phased Retirement •   Unsecured Income •   Alternative Secured Pensions •   Triviality Scheme Rules •   Hybrid Schemes
INVESTMENT & WEALTH PRESERVATION •   Our Clients •   Popular Investment Products •   Risk and Reward •   Investing for specific purposes •   High Network Clients •   The benefits of investing offshore •   Ethical Investments •   Income Tax and Capital Gains Tax Planning	Estate Planning & Inheritance tax •  The Latest Position •  The Facts •  Wills/Powers of Attorney •  Exemptions •   Life Assurance •  Trusts   •  Alternative Schemes   •  The family home
EQUITY RELEASE •   What is equity release?   •   The main reasons for doing Equity   Release •   The Alternatives to Equity release •   What types of schemes are there? •   Questions and Answers •   Tax implications and effect on State   benefits •   Safe Home Income Plan guarantee •   Use of Equity Release in IHT   planning •   Useful Links	LONG TERM CARE •   The Problem •   Things you should know •   The family home •   Ways of funding long-term care •   Frequently asked questions •   State Benefits

There may be a fee for Mortgage advice. The precise amount will depend upon your circumstances but we estimate a typical fee for Mortgage advice could be 1.5% of the Mortgage amount.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Your Retirement Strategies No. 1 Albany Terrace Worcester Worcestershire UK WR1 3DU
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tel: 01905 611366 fax: 01905 330083 mjc@theworcesterifa.co.uk Registration Address: As Above Registered in UK, No: 04286779
Managing Director Martin Cooper
Your Retirement Strategies is a trading style of Martin Cooper Wealth Management Limited which is Authorised and Regulated by the Financial Services Authority. Martin Cooper Wealth Management Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 434737
The guidance and / or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Services Authority does not regulate Inheritance Tax Planning and Estate Planning.