Benefits of specialisation
DO YOU WANT A GP OR A SPECIALIST ?
I decided to specialise in retirement planning because I have the greatest empathy for people who have reached that stage of their life where they deserve the best advice possible, yet in many cases, they are still at the mercy of general practitioner advisers who are neither qualified nor able to enhance their financial well being.
Maximising retirement income and retaining a lifetime’s wealth can only be achieved by taking into account every option available, not simply those where advisers are authorised to advise.
For example, many advisers are not qualified to offer advice on equity release products which are now rapidly increasing in popularity for either tax planning, for capital, or for income release.
How can non authorised advisers take into account the costs of providing long term care when they do not know how the systems work? With careful planning we can ameliorate the potential disastrous effects of long term care costs on legacies and inheritances.
It can also be the case that although an adviser is qualified to offer advice- because he is tied to one company, he might not be able to offer the whole range of solutions or products which completely fit the bill.
If you had a heart problem, would you prefer to be treated by a cardiologist, or the GP who has looked after you for the last thirty years ?
With us the benefits will be :-
- All products recommended are sourced from the whole of the market
- We are authorised to offer advice on all the retirement issues – a one stop shop
- You will receive continuity of advice
- As specialist retirement advisers we have a great in depth knowledge of all the products, benefits and problems in this highly specialised market.
- Access – You can telephone in at any time without worrying that it will cost you anything
- Payment – You choose how we are remunerated by fees, commissions, or a mixture of the two
- We offer a free initial no obligation home visit to discuss your requirements.
- Our primary aim is to give you peace of mind
Technology
We have invested heavily in technology and client management information systems so that clients benefit from the very latest data and industry specialists.
We use the following systems:-
- Exweb ( comparative quotations and electronic business submission)
- Trigold ( Mortgage Sourcing)
- Aequos ( Product Research)
- Moneyfacts ( Savings,deposits and banking)
- Funds Library, Trustnet, Morning Star ( Investment fund performance & company information)
- Citywire, Lipper, OBSR ( Investment information, asset allocation)
- Legal Support Services ( Barrister providing Long Term Care information and rulings)
- Provider and platform extranets
- Risk Profiling Systems for identifying clients risk tolerances
- Plum Software- client management information linked to 20 product providers/platforms for 24/7 valuations