Our specialisations
Most Financial Advisers will offer advice which revolves around the eventual scenario of being able to provide sufficient retirement income to achieve and maintain a stress free lifestyle.
However, are they authorised to advise on all the scanarios which might occur!
To illustrate this point, let's look at two situations which might need taking into account :-
CARE HOME FEES
The daunting possibility of having to cover the costs of providing Long Term Care is most peoples nightmares.
If the adviser is not authorised ( and the vast majority of avisers aren't authorised ) to offer advice on Long Term Care how is he able to put together a retirement plan which could, for example,give you the option of long term care insurance if you do not need care now or advice on an immediate annuity for instant results
EQUITY RELEASE
This is a market which is expanding rapidly yet still has many detractors.There are many ways for clients to release equity, either for income to supplement their pensions, as a lump sum for a special treat, or a mixture of the two.
Both these areas are part of the retirement jigsaw
Clients need to know the whole picture- not just part of it
With proper financial planning this can be done. We will show you how:-
Our key areas of specialisation
Financial Planning
Pension Plans and Annuities
Asset Management
Inheritance Tax
Equity Release
Long Term Care